onboard/v1/customer/status

[GET] /onboard/v1/customer/status

Get customer status

The get customer status endpoint allows for the retrieval of the current status of a customer. After a customer is onboarded their data will pass through several KYC (know-your-customer) vendor systems aimed at preventing money laundering and fraud. The status endpoint will provide information based on the response of those checks, and if any additional identification verification is required.

The request allows the newCustomerTag parameter as a string. When provided, Avenu's API will query the Customer Account and Customer Sub-ledger Event to retrieve the Customer Account Status.

Example [GET] Request

{{avenu_base_url}}/onboard/v1/customer/status?newCustomerTag={{newCustomerTag}}

Query Parameter

Parameter	Format	Required	Possible Error Codes
"newCustomerTag"	String	Y	1001, 1002, 1003

Example Response

{
    "newCustomerTag": "",
    "customerAccountNumber": "",
    "status": "",
    "statusInfo": "",
    "idScanUrl": ""
}

Response Elements

Element	Meaning	Reference
newCustomerTag	The customer's new customer tag. This value is set in during onboarding prior to an account number being associated with the customer.
customerAccountNumber	The Avenu customer account number is returned only after onboarding finalization (status code: `ENABLED` )
status	The customer's status code.	See Below
statusInfo	Additional information associated with status code.
idScanUrl	URL for serving iFrame implementation of KYC ID scan and liveliness.

The status field will change depending on the value of accountStatus returned by the query. The following table illustrates possible response values and behavior. If a status of PENDING is returned, then the Avenu API is still awaiting a response from the KYC vendors and you should check back soon for an updated status.

Customer Status Codes

Status	Has Account Number?	Description
PENDING	no	Account is pending.
DISABLED	no	Account is disabled. No payments can be made from/to this account.
ENABLED	YES	Account is enabled
ID_SCAN	no	Customer needs to provide ID scan. `statusInfo` field contains the eKYC session ID.
FAILED	no	As a result of an issue with the ID Scan (see table below for vendor responses and next steps)
REVIEW	no	The customer is being manually reviewed by the compliance team to determine onboarding outcome. `statusInfo` contains the eKYC session ID
ERROR	no	Unknown App Error

eKYC vendor response (after a customer submits ID images) and next steps

eKYC Vendor Response (to Avenu) for ID Scan	Avenu Customer Status	Next step in onboarding flow
Abandoned session	FAILED	Restart onboarding from `/onboard/v1/customer`
Timeout	FAILED	Restart onboarding from `/onboard/v1/customer`
Scan error	ID_SCAN	Resubmit ID images via `/onboard/v1/customer/idScans`or for iFrame URL please restart onboarding from `/onboard/v1/customer`
ID not readable	ID_SCAN	Resubmit ID images via `/onboard/v1/customer/idScans`or for iFrame URL please restart onboarding from `/onboard/v1/customer`
Failure	FAILED	Restart onboarding from `/onboard/v1/customer`

How `accountStatus` can affect Avenu Customer Status

Condition	Response
CustomerAccount `accountStatus` = `PENDING`	`{ status: 'PENDING', customerAccountNumber: null, statusInfo: null }`
CustomerAccount `accountStatus` = `PENDING` AND `accountKyc` = `ID_SCAN`	`{ status: 'ID_SCAN', customerAccountNumber: null, statusInfo: [Idology KYC ID number] }`
CustomerAccount `accountStatus` = `SUSPENDED`	`{ status: 'DISABLED', customerAccountNumber: null, statusInfo: null }`
CustomerAccount `accountStatus` = `CLOSED`	`{ status: 'DISABLED', customerAccountNumber: null, statusInfo: null }`
CustomerAccount `accountStatus` = `OPEN`	`{ status: 'ENABLED', customerAccountNumber: [customerAccountNumber], statusInfo: null }`

Errors

code	Message
1001	"Missing required field"
1002	"Invalid data structure"
1003	"Invalid data"